LCJ Financial Center LLC
Effective date: October 13, 2026
LCJ Financial Center LLC ("LCJ," "we," "us," or "our") operates lcjfinancial.com and the Prosperity for Life™ education platform. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using our website or submitting a form, you agree to this policy.
1. Information we collect
Information you give us. When you complete an assessment, request a guide, register for a workshop, book a consultation, purchase a course, or contact us, we may collect your name, email address, phone number, city and state, and the answers you provide about your goals, business, or home-buying plans.
Information we do not request through our website. Our public forms do not ask for Social Security numbers, bank account or card numbers, login credentials, or complete credit reports. Please do not submit them through website forms.
Information collected automatically. When you visit our website, we may collect your browser type, device type, pages visited, referring website, and campaign tags in the link you followed. We use cookies and similar tools for site function and basic analytics.
Payment information. Course and product purchases are processed by our payment processor. We receive confirmation of your purchase but do not store your full card number.
2. How we use your information
- To respond to your inquiry and deliver the guides, checklists, and resources you request
- To schedule, confirm, and remind you of appointments and workshops
- To provide courses, coaching, and services you purchase
- To send educational content and updates you have agreed to receive
- To understand which content and pages are useful so we can improve them
- To maintain records, prevent fraud, and meet legal obligations
3. Text messaging (SMS)
If you opt in to text messages, we use your mobile number only to send the messages described in our SMS Terms. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out or HELP for help at any time.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be transferred to anyone.
4. How information is disclosed
We do not rent or trade your personal information. We disclose information only:
- To service providers that operate our website, CRM, email, scheduling, and payment systems on our behalf, who may use it only to provide those services to us
- To a licensed professional or partner you ask us to connect you with, such as for a mortgage, real estate, or financing service, and only with your request or consent
- When required by law, subpoena, or to protect the rights and safety of LCJ, our clients, or others
- As part of a merger, acquisition, or sale of business assets, subject to this policy
5. Regulated services
LCJ provides financial education, coaching, and planning resources. Lending, mortgage, real estate brokerage, and similar regulated services are provided by appropriately licensed professionals or entities. When you request one of those services, the provider's own privacy notice also applies.
6. Your choices
Email: use the unsubscribe link in any email.
Text messages: reply STOP to any message.
Access or correction: email us to see, correct, or delete the information we hold about you, subject to records we must keep by law.
Cookies: you can block or delete cookies in your browser settings; some site features may not work without them.
7. Data security and retention
We use reasonable administrative, technical, and physical safeguards to protect your information. No system is completely secure. We keep information only as long as needed for the purposes in this policy or as required by law.
8. Children's privacy
Our website and services are intended for adults. We do not knowingly collect information from children under 13. If you believe a child has submitted information, contact us and we will delete it.
9. Changes to this policy
We may update this policy. The effective date above shows when it last changed. Continued use of our website after an update means you accept the revised policy.
10. Contact us
LCJ Financial Center LLC
15 Oregon Ave, Ste 110, Tacoma, WA 98409
Email: info@lcjfinancial.com
Phone: (844) 442-0186